STUDY IN FINLAND
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| FINLAND |
Unlike other European countries, Finland has an unusual practice of not charging tuition fees for anyone, even non-EU students, but instead leaving meals, accommodation and other living expenses to the student. There is a loan system to help all students who may have trouble paying these fees.
Tuition fees
During 2010-2014, Finland had a teaching test march. Some English masters tuition fee programs (€ 8,000) for non-European students and institutions were allowed to charge if they wish. If they did, they also had to provide stock market options. The tuition fees of the trial is complete and if all the institutions have entered the model of no tuition fees for all students, regardless of their nationality. From now on, there is no news about the future of schooling.
Going to the University of Finland is not "free" as all students are responsible for their housing, food, transportation and so on. For non EU / EEA students to receive a student residence permit, immigration requires at least € 560 per month. Since permits are renewed every year, a student will have to prove that they have this amount each year (even if they do not have to pay it). Many schools (like Turku University) charge admission to the BDE, which is mandatory for students except exchange. There is an extra small fee for a student card, computer lab key and university sports fees. Many services (such as buses and trains) offer student discounts.
Cost of life
In Finland, students can expect to pay the living expenses of an approximate 700-900 € per month. This figure is the same for EU residents as well as non-EU residents. Fluctuations in the cost of living vary depending on where in Finland a student studies. Larger cities like Helsinki, often offer higher costs of living. In order to obtain a residence permit, international students wishing to study in Finland must be able to prove that they are able to cover the cost of living for at least one year.
FINANCING YOUR STUDIES
Public support
Since the university is not really free, there are several options when it comes to funding the student's education. There are scholarships abroad, home country loans, student loans (for Finnish students) and scholarships. A student can also search online for grants and grants that apply internationally, or find organizations in their specific areas that offer help. Arrangement and loan amount depends on each country, each institution and situation of each student. Public support for higher education is very high in Finland. The country worked hard to develop a learning culture and made a goal that by 2020, 42% of young adults would have obtained a university degree or Polytechnic. The local or national government owns most educational institutions, and the government assumes responsibility for providing benefits to students. These benefits include assistance with housing, meal expenses, childcare and health care.
Scholarships
Since Finland does not charge tuition fees for its universities, scholarships are not particularly promoted or used, but some do not exist. CIMO is responsible for most of the scholarships, which generally apply to students who want to learn Finnish but also those who are studying at the PhD level or conducting research at a Finnish university. There is also the Finnish Government Scholarship Pool, which is awarded by the Finnish Government to PhD students in any field. This scholarship lasts 3 to 9 months, depending on the course of study or research. Several universities in Finland also participate in the Erasmus Mundus Scholarships, which applies throughout Europe. The aid applies to courses that fall under the Erasmus Mundus Masters and PhD and gives students the opportunity to study at different universities at least two based in Europe. The Erasmus Mundus Scholarship offers up to € 48,000 for non-EU / EEA students and up to € 23,000 for EU / EEA students.
Student loans
There are three main types of student loans for eligible students: scholarships, housing supplement and government guarantee for student loans. Scholarships will be available for Finnish students as soon as he or she is no longer eligible for child benefits. The housing supplement helps students living in rented or right-of-occupancy housing, and even if the student is not eligible for the aforementioned assistance, they can apply for a general housing allowance. The government guarantee is for when a student is not eligible for any other loan. They are allowed to apply for a bank loan. Specific provisions (interest, etc.) are made between the Bank and the student. There are other accessible minor loans that are specific to school travel, meals or interest on loans (for low-income students). The amount of support granted depends on each specific student and their situation. KELA (Social Insurance Institution) is responsible for giving the loans. KELA is especially for Finnish citizens, but if a student is registered as a permanent resident or in Finland for a reason other than education (who work there, return migration, etc.), they can also benefit from the help .
Student Jobs
The job market is difficult for students while they study, but many do not work to pay for college fees and living expenses. For non-EU students, they are allowed to work only if their job is considered relevant to the extent or if the number of hours for a part-time job is not more than 25 per week. After graduation, the rate of unemployed persons over 25 is 6.7%. It's a little better than other European countries (like Ireland). The rate of employees from the age of 15 to 64 in Finland is 70%. This is above the OECD average rating of 65%.
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